Ok, so most of you can relate to this. If you couldn’t relate to this, then we don’t know why you’re reading this article. Perhaps you know that because after this payday, you’re definitely going to feel that constant struggle with money. Christmas does demand so much from us, we really can’t deny that. But for a lot of us, it’s not just the festive period that proves difficult to manage. It’s the all day everyday that we feel we’re having a constant struggle with money. If it isn’t because one thing has broke and we can’t repair it, it’s because your bills have just taken all of your money before you can even do anything about it. The truth is, once you get to the point in your life where you have your own home, your money just seems to fade away. Granted, our homes aren’t the only thing that cause us our dreaded money problems, there are so many more things that contribute to it. So, considering you’re reading this because you’re probably having a hard time with money, let’s get to it. Here’s how you can put an end to the constant struggle with money that you might be having at the minute.
You might like your job, you might not like your job. But if there’s one thing we know for sure, it’s the route of all evil for a lot of us. Some of you will have managed to land a job that pays you so well, and you know you’re going to be set for life with your career. It might just be other areas that you’re failing a little bit on. But for most of us, we just won’t be getting the money we need from the roles we have to allow us to live a comfortable lifestyle. But, one way we think you can change this all around, is to think about the bigger picture. For one, do you really want to be doing what you’re doing for the rest of your life, especially if you aren’t getting the money you need from it? And secondly, can you think of anything you can do that will allow you to have a little bit of money on the side? This is going to be great for those of you who love your job, but just hate the pay. There are so many things you can do from the side on your own, such as dropshopping. This is where you buy and sell items at prices that will allow you to make a profit. You can read more about how it works here. It’s little things like this that you could be doing on the side that you can do that will completely change your outlook with money. If you’re always sitting around waiting for the money to come to you, the chances are high that it just won’t.
If you’re in a constant battle with money at the minute, then we bet that you’re not even helping yourself. We bet that you’re using your money carelessly, and when that happens things only seem to go downhill. But, we’re all victim to this. Sometimes it stems from how we used our money when we were younger. We spent how we want, and sometimes that habit just dies hard, especially as you get older and begin making more money. So, we want to tell you two ways how you can help yourself. One, is use technology to help you out. You probably already know this, but there literally is an app for everything, and you could easily solve some of your money problems with some of the ones you’ll find on the app store. There’s apps to help you plan your money, apps that will tell you how much money you need to save, and apps that will tell you how to get more money. Literally all the guidance you need is nothing more than a few clicks away, so we would definitely recommend you having a look into this. The second tip is to think about how many luxuries you have in life. Are you always out on one shopping trip after the other, or are you always eating and drinking out? If you can answer yes to either of these, as well as think of any other ways that you might be spending a bit carelessly, then it’s time for a reality check. If you were to cut back on just a few of the things that you have been spending as and when you want on, we guarantee your outlook with money would improve so quickly!
Like we said to start with, as soon as you move out and get your own home, you’ll feel like something is always out to get you, which it probably is. Owning your own home is one of the most stressful things you can do in terms of your finances. If it isn’t your home falling apart, it will be your car. It’s just one of the things that comes with adult life. Although you really can’t stop these things from happening, you definitely can put yourself in a position where you’re going to be able to deal with them. The best way is to make sure you have a hell of a lot of savings. They say putting away 20% of your paycheck as backup money will be enough, but you should definitely put as much as you can each month. That way, when things do come around and try to ruin your finances, you have plenty on standby to sort the issue out.
When planning your money, you could get so super into it. It can even become a little bit of an addiction for some. But do you underestimate? This is the thing that seems to get people a lot. They’ll plan their money, realise they have hundreds leftover, and go on a little shopping spree. Only to realise they’ve forgotten a bill, or underestimated a food shop. Always overestimate when planning your money so you don’t fall short.